Home Improvement Loans

Looking To Do Up Your Home?

Loans are available for the carrying out of improvement works on dwelling houses within the functional area of Cork City Council subject to compliance with certain conditions.

The maximum secured loan that can be advanced is €38,000 and the maximum unsecured loan to be advanced is €15,000. A loan shall not exceed 80% of the estimated cost of the works. The loan can be taken over 10 or 15 years.

How Do I Apply?

Home Improvement Loan Application Form (see Related File(s) below)

Is There An Application Fee?

Yes. There is a non-refundable fee of €40.

How Long Will It Take?

8 - 12 weeks: from Submission of a fully completed application to issue of an Offer letter from Cork City Council.

Contact Details

By Post:

Senior Staff Officer, Housing Loans & Grants Section, Cork City Council, City Hall, Anglesea Street, Cork, T12 T997.

Personal Visit:

Ground Floor, City Hall
10:00 a.m. to 4:00 p.m.
Monday - Friday


(021) 4924000